Deposit Schemes & Accounts | Astha Mahila Nagrik Sahakari Bank Maryadit, Bhopal

Deposit Scheme 1

1. Current Account

Engineered for merchants, traders, businesswomen, self-employed professionals, and firms who require uninterrupted, high-volume daily transactions with zero restrictions on deposit frequency.

✓ Minimum Balance: ₹ 3,000/- for individual and business firms.
✓ Multi-Channel Clearing: Outward & Inward RTGS, NEFT, IMPS, and NACH/ECS.
✓ POS & UPI QR Integration: Seamlessly collect payments from store customers.
✓ Cheque Book Facility: Personalized corporate cheque leaves with quick local clearing.

Open Current Account →

Current Account Highlights:

Suitable For: Proprietorships, Partnerships, Pvt. Ltd. Companies, Trusts, and Self-Employed Women Traders.

Passbook & Statement: Monthly email statement + branch statement print.

Overdraft Facility: Eligible account holders can link OD against mortgage or FDR.

Deposit Scheme 2

2. Saving Account / Flexi Saving Deposit

A rewarding savings account that nurtures the habit of thrift and capital building. Enjoy 4.00% p.a. interest calculated on daily product basis with complete freedom of liquidity.

✓ Low Minimum Balance: Just ₹ 500/- (without chequebook) or ₹ 1,000/- (with chequebook).
✓ ATM & Debit Card: Free domestic EMV chip card with first 5 ATM withdrawals FREE each month.
✓ IMPS & UPI Payments: 24x7 instant transfers, QR payments, and real-time SMS alerts.
✓ Flexi Option: Auto-sweep surplus balance above threshold into high-yield deposits.

Open Savings Account →

4.00%

Annual Savings Interest

Calculated on daily end-of-day balances and credited half-yearly directly to your account.

Deposit Scheme 3

3. Daily Deposit Scheme (दैनिक जमा योजना)

Our hallmark doorstep banking service! Authorized Astha Mahila Bank collection agents visit your shop, workplace, or home daily to collect small savings (starting from just ₹50/- to ₹500/- daily).

✓ Doorstep Collection: No need to take time off work or visit the branch.
✓ Instant Electronic Slip: Handheld terminal prints instant receipt upon daily deposit.
✓ Loan Facility: Eligible for loan up to 90% of accumulated balance at attractive rates!
✓ Flexible Tenure: 1 year to 3 years. Ideal for small retail shopkeepers, vegetable vendors, and home businesses.

Book Daily Agent Visit via WhatsApp →

Why Daily Deposit Transforms Finances:

Saving just ₹100 per day builds over ₹36,500 plus handsome interest every year without disrupting daily household or retail cash flows!

Deposit Scheme 4

4. Recurring Deposit / Stay Shakti RD

A disciplined monthly investment plan designed specifically to build substantial funds for children's higher education, marriage, home renovation, or retirement.

✓ Monthly Installment: Start with as little as ₹ 500/- per month.
✓ Tenures: Flexible from 12 months (1 year) up to 60 months (5 years).
✓ Compound Interest: Interest compounded quarterly for accelerated capital appreciation.
✓ Auto-Debit Standing Instruction: Automatically deducted from your Astha Bank savings account every month.

Start Recurring Deposit →

Stay Shakti Special RD:

Special co-operative recurring deposit for women self-help group members and salaried women with additional interest rate benefits.

✓ Loan against RD balance available up to 90%

Deposit Scheme 5

5. Time Deposits (Fixed Deposit & Special Women FDR)

Guaranteed capital preservation with maximum interest earnings. Astha Mahila Bank is proud to offer our benchmark Special FDR Scheme for Women.

Special FDR Scheme for Women (सावधि निक्षेप योजना)

दिनांक 15 नवम्बर 2025 से प्रभावशील

वर्ग (Category)	अवधि (Tenure)	पूर्व दर (Previous)	नवीन दर (Revised Highest Rate)
महिलाएं (Women)	1 Year to 2 Years	7.00% p.a.	7.20% p.a.
वरिष्ठ महिलाएं (Senior Women, 60+ Yrs)	1 Year to 2 Years	7.50% p.a.	7.70% p.a.

*उक्त विशेष दरें केवल महिलाएं एवं वरिष्ठ महिलाओं पर ही लागू होंगी। सुरक्षित, पूर्ण पारदर्शी एवं विश्वसनीय।

View Complete Deposit Rate Sheet → Book FDR via WhatsApp (9109100751)

Secure Savings & Guaranteed High Returns