Heritage of Trust & Women Empowerment

About Astha Mahila Bank

Astha Mahila Nagrik Sahakari Bank Maryadit, Bhopal is dedicated to financial self-reliance for women, community upliftment, and honest co-operative banking with modern digital excellence.

Chairman and Leadership of Astha Mahila Bank
Smt. Mamta Sharma Chairman, Astha Mahila Nagrik Sahakari Bank Maryadit, Bhopal
(a) Chairman Message

Empowering Women Financially Is The True Foundation of Society

"Dear Valued Members, Depositors, and Sisters,

It gives me immense pride to welcome you to Astha Mahila Nagrik Sahakari Bank Maryadit, Bhopal. Our bank was founded on the strong belief that when a woman becomes financially independent, she empowers her entire family and transforms the broader community."

"With our guiding motto — 'Banking Services at Your Doorstep' — we have brought financial freedom straight to households, small businesses, self-help groups, and women professionals across Bhopal. We are proud to launch our high-interest Special FDR Scheme offering 7.20% for Women and 7.70% for Senior Women, alongside modern ATM Debit Cards and 24x7 IMPS & UPI payments."

"We thank each one of our members for placing their unshakeable faith in Astha Mahila Bank. We reaffirm our commitment to serving you with warmth, complete transparency, and uncompromising integrity."

— Chairman & Board of Directors, Astha Mahila Bank
(b) Institutional Profile

About Astha Mahila Bank Maryadit, Bhopal

Established under the Madhya Pradesh Co-operative Societies Act and operating under the regulatory supervision of the Reserve Bank of India (RBI).

Our Mission

To provide safe, accessible, and empathetic banking services to women from all walks of life — from small homemakers saving ₹50 daily to enterprising businesswomen expanding their retail ventures.

Our Core Principles

Honesty, financial discipline, zero hidden charges, strict regulatory compliance, and community participation. Every member is a valued shareholder and partner in our growth.

Doorstep Banking

We operate Daily Pigmy Deposit collectors who visit shops and homes, making savings effortless and consistent without requiring customers to spend productive hours visiting branches.

(c) Milestones of Growth

Our Achievements

Key institutional achievements that reflect our solid financial health and depositor confidence.

100%

Regulatory Compliance

Consistently rated satisfactory in statutory inspection by RBI and Co-operative Audit Dept.

2.5 Lakh+

ATM Network Connectivity

Astha Bank ATM/Debit cards usable across all major domestic NFS ATMs nationwide.

7.70%

Highest Senior Women FDR

Industry-leading safe fixed deposit returns specially designed for women's security.

24x7

Instant IMPS & UPI Access

Immediate fund transfers and seamless UPI QR code scan payments for members.

(d) Visionary Leadership

Board of Directors & Management

Guided by dedicated cooperative leaders, social visionaries, and seasoned banking executives.

Board of Directors and Key Executives of Astha Mahila Bank Maryadit Bhopal

Board of Directors & Core Management Team — Astha Mahila Nagrik Sahakari Bank Maryadit, Bhopal

United in purpose: Driving women's financial inclusion, sound cooperative governance, and exceptional doorstep banking service.

MS

Smt. Mamta Sharma

CHAIRMAN

Eminent social worker and champion of women's co-operative rights in Madhya Pradesh.

VP

Smt. Sunita Verma

VICE CHAIRMAN

Experienced administrator leading member outreach and women entrepreneurship initiatives.

CEO

Shri D. Dubey

CHIEF EXECUTIVE OFFICER (CEO)

Seasoned banking veteran directing bank operations, credit risk, regulatory compliance, and IT systems.

BD

Board of Directors

ELECTED DIRECTORS

Comprising accomplished women representatives, legal advisors, and chartered accountants committed to depositors' welfare.

(e) Financial Disclosures

Annual Reports

Download certified audited financial statements, balance sheets, profit & loss statements, and statutory auditor's reports of the bank:

(f) RBI Compliance

DEAF Account List

Depositor Education and Awareness Fund (DEAF) details for unclaimed deposits inoperative for 10 or more years as mandated by Reserve Bank of India.

Claim Procedure: Account holders or legal heirs can submit the original passbook, KYC documents, and claim letter at our Shahpura Bhopal branch to claim DEAF funds with interest.
Download DEAF Unclaimed Accounts List ↗
(g) General Body

AGM Booklet

Annual General Meeting (AGM) booklets containing notice of general body meetings, agenda, election notices, chairman's annual speech, and budget approvals.