/* ==========================================================================
   ASTHA BANK - MASTER STYLESHEET
   Brand Theme: #d50311 (Imperial Crimson Red) & Clean Light FinTech
   Typography: Plus Jakarta Sans
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&display=swap');

:root {
  /* Brand Color Palette - Astha Bank Crimson Red */
  --primary: #d50311;            /* Brand Crimson Red */
  --primary-dark: #ab020d;       /* Deep Rich Red */
  --primary-navy: #18181b;       /* Zinc / Obsidian Slate for high-trust headlines */
  --primary-light: #fee2e2;      /* Soft rose tint */
  --primary-gradient: linear-gradient(135deg, #d50311 0%, #ab020d 100%);
  --navy-gradient: linear-gradient(135deg, #18181b 0%, #27272a 100%);
  --hero-gradient: linear-gradient(180deg, #fff5f5 0%, #f8fafc 100%);
  
  /* Accents */
  --accent-green: #10b981;       /* Growth / Success */
  --accent-green-light: #ecfdf5;
  --accent-gold: #f59e0b;        /* Prestige / Interest */
  --accent-gold-dark: #d97706;
  --accent-gold-light: #fffbeb;
  --accent-red: #ef4444;         /* Alert / Debit */
  --accent-red-light: #fef2f2;
  --accent-purple: #8b5cf6;
  
  /* Light Theme Neutrals */
  --bg-main: #f8fafc;
  --bg-card: #ffffff;
  --bg-surface: #ffffff;
  --bg-muted: #f1f5f9;
  --bg-subtle: #f8fafc;
  
  /* Borders & Dividers */
  --border-light: #e2e8f0;
  --border-focus: #d50311;
  --border-card: rgba(226, 232, 240, 0.8);
  
  /* Typography Colors */
  --text-main: #18181b;
  --text-body: #3f3f46;
  --text-muted: #71717a;
  --text-light: #a1a1aa;
  --text-white: #ffffff;
  
  /* Shadows */
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.05), 0 1px 2px rgba(0,0,0,0.03);
  --shadow-md: 0 4px 6px -1px rgba(0,0,0,0.06), 0 2px 4px -2px rgba(0,0,0,0.04);
  --shadow-lg: 0 10px 15px -3px rgba(0,0,0,0.07), 0 4px 6px -4px rgba(0,0,0,0.04);
  --shadow-xl: 0 20px 25px -5px rgba(0,0,0,0.08), 0 8px 10px -6px rgba(0,0,0,0.04);
  --shadow-card: 0 12px 32px -8px rgba(24, 24, 27, 0.08);
  --shadow-glow: 0 0 25px rgba(213, 3, 17, 0.25);
  
  /* Radii */
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 18px;
  --radius-xl: 24px;
  --radius-full: 9999px;
  
  /* Transitions */
  --transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  --transition-slow: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
  
  /* Container */
  --container-max: 1280px;
}

/* Base Reset & Core Styles */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  background-color: var(--bg-main);
  color: var(--text-body);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

a {
  color: var(--primary);
  text-decoration: none;
  transition: var(--transition);
}

a:hover {
  color: var(--primary-dark);
}

ul, ol {
  list-style: none;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
  color: inherit;
}

button {
  cursor: pointer;
  border: none;
  background: none;
  transition: var(--transition);
}

/* Layout Utilities */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 1.5rem;
}

.section {
  padding: 5rem 0;
}

.section-light {
  background-color: #ffffff;
}

.section-muted {
  background-color: var(--bg-main);
}

.section-blue {
  background: linear-gradient(180deg, #fff5f5 0%, #ffffff 100%);
}

.section-title-wrap {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 3.5rem;
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.35rem 0.85rem;
  border-radius: var(--radius-full);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: 0.85rem;
}

.badge-primary {
  background-color: var(--primary-light);
  color: var(--primary-dark);
}

.badge-green {
  background-color: var(--accent-green-light);
  color: var(--accent-green);
}

.badge-gold {
  background-color: var(--accent-gold-light);
  color: var(--accent-gold-dark);
}

.section-title {
  font-size: 2.35rem;
  font-weight: 800;
  color: var(--primary-navy);
  line-height: 1.25;
  margin-bottom: 0.85rem;
  letter-spacing: -0.02em;
}

.section-desc {
  font-size: 1.1rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* Typography Helpers */
h1, h2, h3, h4, h5, h6 {
  color: var(--primary-navy);
  font-weight: 700;
  line-height: 1.3;
}

/* ==========================================================================
   BUTTONS & CTAs
   ========================================================================= */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.75rem 1.6rem;
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: 0.95rem;
  transition: var(--transition);
  white-space: nowrap;
}

.btn-primary {
  background: var(--primary-gradient);
  color: var(--text-white);
  box-shadow: 0 4px 14px rgba(213, 3, 17, 0.35);
}

.btn-primary:hover {
  background: linear-gradient(135deg, #ab020d 0%, #87010a 100%);
  color: var(--text-white);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(213, 3, 17, 0.45);
}

.btn-secondary {
  background: #ffffff;
  color: var(--primary-navy);
  border: 1.5px solid var(--border-light);
  box-shadow: var(--shadow-sm);
}

.btn-secondary:hover {
  background: var(--bg-muted);
  border-color: #cbd5e1;
  color: var(--primary-dark);
  transform: translateY(-2px);
}

.btn-navy {
  background: var(--navy-gradient);
  color: #ffffff;
  box-shadow: 0 4px 14px rgba(24, 24, 27, 0.25);
}

.btn-navy:hover {
  background: #18181b;
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(24, 24, 27, 0.35);
}

.btn-outline-white {
  background: transparent;
  color: #ffffff;
  border: 1.5px solid rgba(255, 255, 255, 0.4);
}

.btn-outline-white:hover {
  background: #ffffff;
  color: var(--primary-navy);
  border-color: #ffffff;
}

.btn-sm {
  padding: 0.5rem 1rem;
  font-size: 0.85rem;
  border-radius: var(--radius-sm);
}

.btn-lg {
  padding: 0.95rem 2rem;
  font-size: 1.05rem;
  border-radius: var(--radius-md);
}

/* ==========================================================================
   TOP BAR & HEADER NAVIGATION
   ========================================================================== */
.topbar {
  display: none !important;
  visibility: hidden !important;
  height: 0 !important;
  padding: 0 !important;
  margin: 0 !important;
  border: none !important;
  overflow: hidden !important;
}

.topbar-content {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.topbar-rates {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  overflow: hidden;
}

.rate-item {
  display: flex;
  align-items: center;
  gap: 0.35rem;
}

.rate-badge {
  color: #ff4d5a;
  font-weight: 700;
}

.rate-up {
  color: #34d399;
}

.rate-down {
  color: #f87171;
}

.topbar-links {
  display: flex;
  align-items: center;
  gap: 1.5rem;
}

.topbar-links a {
  color: #cbd5e1;
  display: flex;
  align-items: center;
  gap: 0.35rem;
  font-weight: 500;
}

.topbar-links a:hover {
  color: #ffffff;
}

/* Main Navbar */
.navbar {
  position: sticky;
  top: 0;
  z-index: 1000;
  background-color: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--border-light);
  box-shadow: 0 4px 20px -2px rgba(0, 0, 0, 0.04);
  transition: var(--transition);
}

.navbar-container {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 2.75rem;
  height: 5.25rem;
  max-width: 1440px;
  position: relative;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  text-decoration: none;
}

.brand-logo-img {
  height: 66px;
  width: auto;
  max-width: 95px;
  object-fit: contain;
  display: block;
  transition: transform var(--transition-fast);
}

.brand-logo:hover .brand-logo-img {
  transform: scale(1.04);
}

.brand-logo-img-footer {
  height: 52px;
  width: auto;
  max-width: 65px;
  object-fit: contain;
  display: block;
}

.navbar .brand-logo .logo-text {
  display: none !important;
}

.logo-icon {
  width: 44px;
  height: 44px;
  background: var(--primary-gradient);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #ffffff;
  box-shadow: 0 4px 12px rgba(213, 3, 17, 0.3);
}

.logo-text {
  display: flex;
  flex-direction: column;
  white-space: nowrap;
}

.logo-title {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--primary-navy);
  letter-spacing: -0.02em;
  line-height: 1.1;
  white-space: nowrap;
}

.logo-subtitle {
  font-size: 0.68rem;
  color: var(--primary);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  white-space: nowrap;
}

.nav-links {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1.6rem;
}

.nav-link {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--text-body);
  position: relative;
  padding: 0.5rem 0;
  white-space: nowrap;
  transition: var(--transition);
}

.nav-link:hover, .nav-link.active {
  color: var(--primary);
}

.nav-link.active::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 2.5px;
  background: var(--primary);
  border-radius: var(--radius-full);
}

.nav-actions {
  display: flex;
  align-items: center;
  position: absolute;
  right: 1.5rem;
}

.navbar .nav-actions .btn {
  display: none !important;
}

.mobile-menu-btn {
  display: none;
  font-size: 1.5rem;
  color: var(--primary-navy);
  background: none;
  border: none;
  padding: 0.5rem;
}

/* ==========================================================================
   HERO SECTION
   ========================================================================== */
.hero {
  position: relative;
  background: var(--hero-gradient);
  padding: 4.5rem 0 5rem;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -100px;
  right: -50px;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(213, 3, 17, 0.08) 0%, rgba(255, 255, 255, 0) 70%);
  pointer-events: none;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -80px;
  left: 5%;
  width: 450px;
  height: 450px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(245, 158, 11, 0.06) 0%, rgba(255, 255, 255, 0) 70%);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  align-items: center;
  gap: 3.5rem;
  position: relative;
  z-index: 2;
}

.hero-title {
  font-size: 3.25rem;
  font-weight: 800;
  color: var(--primary-navy);
  line-height: 1.15;
  letter-spacing: -0.03em;
  margin-bottom: 1.25rem;
}

.hero-title span.text-highlight {
  background: linear-gradient(120deg, #d50311 0%, #ab020d 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-lead {
  font-size: 1.15rem;
  color: var(--text-body);
  line-height: 1.65;
  margin-bottom: 2rem;
  max-width: 580px;
}

.hero-features-list {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.85rem;
  margin-bottom: 2.25rem;
}

.hero-feature-item {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--text-main);
}

.hero-feature-icon {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 0.85rem;
  font-weight: 700;
}

.hero-ctas {
  display: flex;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 2.5rem;
}

.hero-trust-bar {
  display: flex;
  align-items: center;
  gap: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--border-light);
}

.trust-item {
  display: flex;
  flex-direction: column;
}

.trust-number {
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--primary-navy);
}

.trust-label {
  font-size: 0.75rem;
  color: var(--text-muted);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* Hero Media Display */
.hero-media {
  position: relative;
}

.hero-image-wrapper {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-card);
  border: 4px solid #ffffff;
  background: #ffffff;
}

.hero-image-wrapper img {
  width: 100%;
  height: 480px;
  object-fit: cover;
  transition: transform 0.6s ease;
}

.hero-image-wrapper:hover img {
  transform: scale(1.02);
}

/* Floating Glass Cards on Hero */
.floating-pill {
  position: absolute;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(12px);
  padding: 1rem 1.25rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  border: 1px solid rgba(255, 255, 255, 0.8);
  display: flex;
  align-items: center;
  gap: 0.85rem;
  z-index: 5;
  animation: float 4s ease-in-out infinite alternate;
}

.floating-pill-left {
  top: 10%;
  left: -20px;
}

.floating-pill-right {
  bottom: 8%;
  right: -20px;
  animation-delay: 2s;
}

.pill-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
}

.pill-icon-green {
  background: var(--accent-green-light);
  color: var(--accent-green);
}

.pill-icon-gold {
  background: var(--accent-gold-light);
  color: var(--accent-gold-dark);
}

.pill-content h4 {
  font-size: 0.95rem;
  margin-bottom: 0.15rem;
}

.pill-content p {
  font-size: 0.78rem;
  color: var(--text-muted);
}

@keyframes float {
  0% { transform: translateY(0px); }
  100% { transform: translateY(-12px); }
}

/* ==========================================================================
   QUICK ACTIONS STRIP
   ========================================================================== */
.quick-actions {
  margin-top: 2rem;
  margin-bottom: 2rem;
  position: relative;
  z-index: 10;
}

.quick-actions-bar {
  background: #ffffff;
  border-radius: var(--radius-xl);
  padding: 1.5rem 1.5rem;
  box-shadow: var(--shadow-card);
  border: 1px solid var(--border-light);
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 1rem;
}

.quick-action-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 0.6rem;
  padding: 0.75rem 0.5rem;
  border-radius: var(--radius-md);
  transition: var(--transition);
  color: var(--text-main);
  text-decoration: none;
}

.quick-action-item:hover {
  background: var(--bg-muted);
  transform: translateY(-4px);
  color: var(--primary);
}

.quick-action-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  transition: var(--transition);
}

.quick-action-item:hover .quick-action-icon {
  background: var(--primary);
  color: #ffffff;
  box-shadow: 0 6px 16px rgba(213, 3, 17, 0.3);
}

.quick-action-title {
  font-size: 0.88rem;
  font-weight: 700;
}

/* ==========================================================================
   PRODUCT CARDS GRID
   ========================================================================== */
.products-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 2rem;
}

.card {
  background: #ffffff;
  border-radius: var(--radius-lg);
  padding: 2.25rem 2rem;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
}

.card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-card);
  border-color: rgba(213, 3, 17, 0.3);
}

.card-badge {
  position: static;
  display: inline-flex;
  align-items: center;
  align-self: flex-start;
  margin-bottom: 0.85rem;
}

.card-icon-box {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 1.5rem;
}

.card-title {
  font-size: 1.35rem;
  font-weight: 700;
  margin-bottom: 0.65rem;
  line-height: 1.35;
  word-break: break-word;
}

.card-desc {
  font-size: 0.95rem;
  color: var(--text-muted);
  margin-bottom: 1.5rem;
  line-height: 1.55;
}

.card-perks {
  margin-top: auto;
  border-top: 1px solid var(--border-light);
  padding-top: 1.25rem;
  margin-bottom: 1.5rem;
}

.card-perk-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--text-body);
  margin-bottom: 0.5rem;
}

.card-perk-item:last-child {
  margin-bottom: 0;
}

.card-perk-item svg {
  color: var(--accent-green);
  flex-shrink: 0;
}

/* ==========================================================================
   INTERACTIVE EMI & LOAN CALCULATOR
   ========================================================================== */
.calc-card {
  background: #ffffff;
  border-radius: var(--radius-xl);
  padding: 3rem;
  box-shadow: var(--shadow-card);
  border: 1px solid var(--border-light);
}

.calc-grid {
  display: grid;
  grid-template-columns: 1.25fr 1fr;
  gap: 3.5rem;
  align-items: center;
}

.calc-group {
  margin-bottom: 2rem;
}

.calc-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 0.75rem;
}

.calc-label {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text-main);
}

.calc-val-box {
  background: var(--bg-muted);
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-sm);
  padding: 0.35rem 0.85rem;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--primary);
  min-width: 140px;
  text-align: right;
}

.calc-slider {
  width: 100%;
  -webkit-appearance: none;
  height: 8px;
  border-radius: 4px;
  background: #e2e8f0;
  outline: none;
  transition: opacity .2s;
}

.calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--primary);
  border: 3px solid #ffffff;
  box-shadow: 0 2px 8px rgba(213, 3, 17, 0.4);
  cursor: pointer;
  transition: transform 0.15s ease;
}

.calc-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.calc-min-max {
  display: flex;
  justify-content: space-between;
  font-size: 0.75rem;
  color: var(--text-light);
  margin-top: 0.4rem;
}

/* Calculator Summary Box */
.calc-summary {
  background: linear-gradient(145deg, #f8fafc 0%, #fff5f5 100%);
  border-radius: var(--radius-lg);
  padding: 2.5rem 2rem;
  border: 1px solid var(--primary-light);
  text-align: center;
}

.calc-result-title {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 0.5rem;
}

.calc-emi-amount {
  font-size: 2.8rem;
  font-weight: 800;
  color: var(--primary-navy);
  line-height: 1.1;
  margin-bottom: 1.75rem;
}

.calc-stats-rows {
  border-top: 1px solid var(--border-light);
  padding-top: 1.5rem;
  margin-bottom: 2rem;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  text-align: left;
}

.calc-stat-label {
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-bottom: 0.25rem;
}

.calc-stat-val {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--primary-navy);
}

/* Visual Progress Bar in Calculator */
.calc-breakdown-bar {
  height: 12px;
  border-radius: var(--radius-full);
  background: #e2e8f0;
  overflow: hidden;
  display: flex;
  margin-bottom: 1rem;
}

.breakdown-principal {
  background: var(--primary);
  height: 100%;
  transition: width 0.3s ease;
}

.breakdown-interest {
  background: var(--accent-gold);
  height: 100%;
  transition: width 0.3s ease;
}

.calc-legend {
  display: flex;
  justify-content: center;
  gap: 1.5rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--text-muted);
  margin-bottom: 1.75rem;
}

.legend-item {
  display: flex;
  align-items: center;
  gap: 0.4rem;
}

.legend-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
}

/* ==========================================================================
   CARDS 3D SHOWCASE & INTERACTIVE CARD
   ========================================================================== */
.card-preview-container {
  perspective: 1000px;
  display: flex;
  justify-content: center;
  align-items: center;
  padding: 1.5rem 0;
}

.credit-card {
  width: 380px;
  height: 230px;
  border-radius: 20px;
  padding: 1.75rem;
  color: #ffffff;
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.2);
  transform-style: preserve-3d;
  transition: transform 0.6s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.3s ease;
  user-select: none;
}

.credit-card:hover {
  transform: translateY(-8px) rotateX(8deg) rotateY(-8deg);
  box-shadow: 0 30px 60px rgba(0, 0, 0, 0.25);
}

.card-black {
  background: linear-gradient(135deg, #18181b 0%, #09090b 50%, #000000 100%);
  border: 1px solid rgba(255, 255, 255, 0.15);
}

.card-blue, .card-red {
  background: linear-gradient(135deg, #d50311 0%, #ab020d 50%, #700109 100%);
  border: 1px solid rgba(255, 255, 255, 0.2);
}

.card-gold {
  background: linear-gradient(135deg, #d97706 0%, #b45309 60%, #78350f 100%);
  border: 1px solid rgba(255, 255, 255, 0.25);
}

.card-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.card-chip {
  width: 44px;
  height: 32px;
  background: linear-gradient(135deg, #fcd34d 0%, #f59e0b 100%);
  border-radius: 6px;
  position: relative;
  overflow: hidden;
}

.card-chip::after {
  content: '';
  position: absolute;
  inset: 4px;
  border: 1px solid rgba(0, 0, 0, 0.2);
  border-radius: 3px;
}

.card-bank-name {
  font-size: 1.1rem;
  font-weight: 800;
  letter-spacing: 0.05em;
  color: #ffffff;
}

.card-number {
  font-family: monospace;
  font-size: 1.3rem;
  letter-spacing: 0.18em;
  color: #f8fafc;
  text-shadow: 0 1px 3px rgba(0,0,0,0.5);
  margin: 1rem 0;
}

.card-bottom {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
}

.card-holder-label {
  font-size: 0.65rem;
  text-transform: uppercase;
  color: #a1a1aa;
  letter-spacing: 0.05em;
}

.card-holder-name {
  font-size: 0.95rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  color: #ffffff;
}

.card-validity {
  text-align: right;
}

.card-expiry {
  font-family: monospace;
  font-size: 0.95rem;
  font-weight: 600;
}

/* ==========================================================================
   APP DOWNLOAD & MOBILE BANKING BANNER
   ========================================================================== */
.app-banner {
  background: linear-gradient(135deg, #18181b 0%, #27272a 100%);
  border-radius: var(--radius-xl);
  padding: 4.5rem 3.5rem;
  color: #ffffff;
  position: relative;
  overflow: hidden;
}

.app-banner::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(213, 3, 17, 0.25) 0%, transparent 70%);
}

.app-grid {
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  align-items: center;
  gap: 4rem;
  position: relative;
  z-index: 2;
}

.app-grid h2 {
  color: #ffffff;
  font-size: 2.5rem;
  margin-bottom: 1.25rem;
}

.app-grid p {
  color: #cbd5e1;
  font-size: 1.1rem;
  margin-bottom: 2rem;
}

.app-buttons {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.store-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(8px);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius-md);
  padding: 0.75rem 1.4rem;
  color: #ffffff;
  transition: var(--transition);
}

.store-btn:hover {
  background: #ffffff;
  color: var(--primary-navy);
  transform: translateY(-3px);
}

.store-btn-text {
  text-align: left;
  line-height: 1.2;
}

.store-btn-subtitle {
  font-size: 0.65rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.store-btn-title {
  font-size: 0.95rem;
  font-weight: 700;
}

/* ==========================================================================
   TABLES & COMPARISONS
   ========================================================================== */
.table-responsive {
  overflow-x: auto;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-light);
  background: #ffffff;
  box-shadow: var(--shadow-sm);
}

.custom-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
}

.custom-table th {
  background: var(--bg-muted);
  color: var(--primary-navy);
  font-weight: 700;
  font-size: 0.9rem;
  padding: 1.1rem 1.5rem;
  border-bottom: 1.5px solid var(--border-light);
}

.custom-table td {
  padding: 1.1rem 1.5rem;
  font-size: 0.92rem;
  border-bottom: 1px solid var(--border-light);
  color: var(--text-body);
}

.custom-table tbody tr:hover {
  background-color: var(--bg-subtle);
}

.highlight-row {
  background-color: var(--primary-light) !important;
  font-weight: 600;
}

/* ==========================================================================
   PORTAL DASHBOARD STYLES
   ========================================================================== */
.portal-wrapper {
  background: #ffffff;
  border-radius: var(--radius-xl);
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-card);
  overflow: hidden;
}

.portal-header {
  background: var(--primary-navy);
  color: #ffffff;
  padding: 1.25rem 2rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.portal-user-info {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.user-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  color: #ffffff;
}

.portal-grid {
  display: grid;
  grid-template-columns: 280px 1fr;
  min-height: 600px;
}

.portal-sidebar {
  background: var(--bg-muted);
  border-right: 1px solid var(--border-light);
  padding: 1.5rem 1rem;
}

.portal-nav-btn {
  width: 100%;
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.85rem 1.25rem;
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--text-body);
  text-align: left;
  margin-bottom: 0.4rem;
  transition: var(--transition);
}

.portal-nav-btn:hover, .portal-nav-btn.active {
  background: var(--primary);
  color: #ffffff;
  box-shadow: 0 4px 12px rgba(213, 3, 17, 0.25);
}

.portal-content {
  padding: 2.5rem;
  background: #ffffff;
}

.portal-balance-card {
  background: var(--primary-gradient);
  border-radius: var(--radius-lg);
  padding: 2rem;
  color: #ffffff;
  box-shadow: 0 10px 25px rgba(213, 3, 17, 0.3);
  margin-bottom: 2rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.balance-amount {
  font-size: 2.4rem;
  font-weight: 800;
  margin: 0.25rem 0;
}

/* ==========================================================================
   FORMS & INPUTS
   ========================================================================== */
.form-group {
  margin-bottom: 1.35rem;
}

.form-label {
  display: block;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-main);
  margin-bottom: 0.45rem;
}

.form-control {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-md);
  background-color: #ffffff;
  color: var(--text-main);
  font-size: 0.95rem;
  transition: var(--transition);
}

.form-control:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(213, 3, 17, 0.15);
}

/* ==========================================================================
   MODAL WINDOW
   ========================================================================== */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(24, 24, 27, 0.65);
  backdrop-filter: blur(6px);
  z-index: 2000;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 1.5rem;
}

.modal-overlay.active {
  display: flex;
}

.modal-box {
  background: #ffffff;
  border-radius: var(--radius-xl);
  max-width: 580px;
  width: 100%;
  padding: 2.5rem;
  position: relative;
  box-shadow: var(--shadow-xl);
  max-height: 90vh;
  overflow-y: auto;
  animation: modalScale 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

@keyframes modalScale {
  0% { transform: scale(0.95); opacity: 0; }
  100% { transform: scale(1); opacity: 1; }
}

.modal-close-btn {
  position: absolute;
  top: 1.5rem;
  right: 1.5rem;
  font-size: 1.4rem;
  color: var(--text-muted);
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--bg-muted);
}

.modal-close-btn:hover {
  background: var(--border-light);
  color: var(--primary-navy);
}

/* ==========================================================================
   AI ASSISTANT CHAT WIDGET
   ========================================================================== */
.chat-launcher {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: var(--primary-gradient);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 24px rgba(213, 3, 17, 0.45);
  cursor: pointer;
  z-index: 999;
  transition: transform 0.25s ease;
}

.chat-launcher:hover {
  transform: scale(1.1);
}

.chat-window {
  position: fixed;
  bottom: 6rem;
  right: 2rem;
  width: 360px;
  height: 520px;
  background: #ffffff;
  border-radius: var(--radius-xl);
  box-shadow: 0 16px 40px rgba(24, 24, 27, 0.18);
  border: 1px solid var(--border-light);
  display: none;
  flex-direction: column;
  overflow: hidden;
  z-index: 1000;
  animation: slideUp 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

.chat-window.active {
  display: flex;
}

@keyframes slideUp {
  0% { transform: translateY(20px); opacity: 0; }
  100% { transform: translateY(0); opacity: 1; }
}

.chat-header {
  background: var(--navy-gradient);
  color: #ffffff;
  padding: 1.25rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.chat-bot-info {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.chat-bot-avatar {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
}

.chat-body {
  flex: 1;
  padding: 1.25rem;
  overflow-y: auto;
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
  background: #f8fafc;
}

.chat-msg {
  max-width: 80%;
  padding: 0.75rem 1rem;
  border-radius: var(--radius-md);
  font-size: 0.88rem;
  line-height: 1.45;
}

.chat-msg-bot {
  background: #ffffff;
  color: var(--text-main);
  border: 1px solid var(--border-light);
  align-self: flex-start;
  border-bottom-left-radius: 2px;
}

.chat-msg-user {
  background: var(--primary);
  color: #ffffff;
  align-self: flex-end;
  border-bottom-right-radius: 2px;
}

.chat-suggestions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  padding: 0.5rem 1.25rem;
  background: #f8fafc;
}

.chat-chip {
  background: #ffffff;
  border: 1px solid var(--border-light);
  padding: 0.35rem 0.65rem;
  border-radius: var(--radius-full);
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--primary);
  cursor: pointer;
  transition: var(--transition);
}

.chat-chip:hover {
  background: var(--primary-light);
  border-color: var(--primary);
}

.chat-footer {
  padding: 0.85rem 1.25rem;
  border-top: 1px solid var(--border-light);
  display: flex;
  gap: 0.5rem;
  background: #ffffff;
}

/* ==========================================================================
   TOAST NOTIFICATION
   ========================================================================== */
.toast {
  position: fixed;
  bottom: 2rem;
  left: 50%;
  transform: translateX(-50%) translateY(100px);
  background: var(--primary-navy);
  color: #ffffff;
  padding: 0.85rem 1.75rem;
  border-radius: var(--radius-full);
  box-shadow: var(--shadow-xl);
  font-size: 0.92rem;
  font-weight: 600;
  z-index: 3000;
  display: flex;
  align-items: center;
  gap: 0.6rem;
  opacity: 0;
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  pointer-events: none;
}

.toast.show {
  transform: translateX(-50%) translateY(0);
  opacity: 1;
}

/* ==========================================================================
   FOOTER
   ========================================================================== */
.footer {
  background: #18181b;
  color: #a1a1aa;
  padding: 5rem 0 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1.5fr;
  gap: 3rem;
  margin-bottom: 4rem;
}

.footer-col h4 {
  color: #ffffff;
  font-size: 1.05rem;
  margin-bottom: 1.5rem;
  font-weight: 700;
}

.footer-links li {
  margin-bottom: 0.85rem;
}

.footer-links a {
  color: #a1a1aa;
  font-size: 0.92rem;
  transition: var(--transition);
}

.footer-links a:hover {
  color: #ffffff;
  padding-left: 4px;
}

.footer-bottom {
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.85rem;
  flex-wrap: wrap;
  gap: 1rem;
}

/* ==========================================================================
   RESPONSIVE DESIGN
   ========================================================================== */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }
  .hero-media {
    max-width: 600px;
    margin: 0 auto;
  }
  .quick-actions-bar {
    grid-template-columns: repeat(3, 1fr);
  }
  .calc-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  .app-grid {
    grid-template-columns: 1fr;
  }
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .portal-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 1200px) and (min-width: 992px) {
  .nav-links {
    gap: 0.75rem;
  }
  .nav-link {
    font-size: 0.86rem;
  }
  .nav-actions {
    gap: 0.5rem;
  }
  .nav-actions .btn-sm {
    padding: 0.4rem 0.65rem;
    font-size: 0.8rem;
  }
}

@media (max-width: 991px) {
  .navbar-container {
    justify-content: space-between;
  }
  .topbar {
    display: none;
  }
  .nav-links {
    position: fixed;
    top: 5.25rem;
    left: 0;
    width: 100%;
    background: #ffffff;
    flex-direction: column;
    padding: 2rem;
    gap: 1.25rem;
    box-shadow: var(--shadow-lg);
    border-bottom: 1px solid var(--border-light);
    transform: translateY(-150%);
    transition: transform 0.3s ease;
    z-index: 999;
  }
  .nav-links.active {
    transform: translateY(0);
  }
  .mobile-menu-btn {
    display: block;
  }
  .hero-title {
    font-size: 2.4rem;
  }
  .quick-actions-bar {
    grid-template-columns: repeat(2, 1fr);
  }
  .footer-grid {
    grid-template-columns: 1fr;
  }
  .chat-window {
    width: 90vw;
    right: 5vw;
    bottom: 5.5rem;
  }
}

/* ==========================================================================
   DROPDOWN NAVIGATION
   ========================================================================== */
.nav-item-dropdown {
  position: relative;
  display: inline-flex;
  align-items: center;
}

.nav-link-dropdown-toggle {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
}

.dropdown-chevron {
  transition: transform 0.2s ease;
  font-size: 0.7rem;
}

.nav-item-dropdown:hover .dropdown-chevron {
  transform: rotate(180deg);
}

.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 250px;
  background: #ffffff;
  border-radius: var(--radius-md);
  box-shadow: 0 14px 35px -6px rgba(0, 0, 0, 0.15), 0 0 1px rgba(0, 0, 0, 0.1);
  border: 1px solid var(--border-light);
  padding: 0.6rem 0;
  display: none;
  opacity: 0;
  transform: translateY(10px);
  transition: opacity 0.25s ease, transform 0.25s ease;
  z-index: 1000;
}

.dropdown-menu-wide {
  min-width: 320px;
}

.nav-item-dropdown:hover .dropdown-menu,
.nav-item-dropdown:focus-within .dropdown-menu {
  display: block;
  opacity: 1;
  transform: translateY(0);
}

.dropdown-item {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  padding: 0.55rem 1.15rem;
  font-size: 0.88rem;
  color: var(--text-body);
  font-weight: 500;
  transition: all 0.2s ease;
}

.dropdown-item:hover {
  background: #fff5f5;
  color: var(--primary);
  padding-left: 1.35rem;
}

.dropdown-divider {
  height: 1px;
  background: var(--border-light);
  margin: 0.4rem 0;
}

.dropdown-heading {
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-muted);
  padding: 0.35rem 1.15rem 0.15rem;
}

@media (max-width: 768px) {
  .nav-item-dropdown {
    width: 100%;
    flex-direction: column;
    align-items: flex-start;
  }
  .dropdown-menu {
    position: static;
    display: none;
    box-shadow: none;
    border: none;
    background: #f8fafc;
    border-radius: var(--radius-sm);
    width: 100%;
    opacity: 1;
    transform: none;
    margin-top: 0.4rem;
    padding: 0.4rem 0;
  }
  .nav-item-dropdown.active-mobile .dropdown-menu {
    display: block;
  }
}

/* ==========================================================================
   LATEST UPDATES TICKER (SCROLL VIEW)
   ========================================================================== */
.updates-ticker {
  display: none !important;
  visibility: hidden !important;
  height: 0 !important;
  margin: 0 !important;
  padding: 0 !important;
  border: none !important;
  overflow: hidden !important;
}

.ticker-badge {
  background: var(--primary);
  color: #ffffff;
  font-weight: 800;
  font-size: 0.75rem;
  padding: 0 1rem;
  height: 100%;
  display: flex;
  align-items: center;
  gap: 0.45rem;
  white-space: nowrap;
  z-index: 2;
  box-shadow: 2px 0 8px rgba(0,0,0,0.25);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.ticker-pulse {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #ffffff;
  animation: pulseDot 1.5s infinite;
}

@keyframes pulseDot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.3; transform: scale(0.7); }
}

.ticker-scroll-wrap {
  flex: 1;
  overflow: hidden;
  white-space: nowrap;
  position: relative;
}

.ticker-track {
  display: inline-flex;
  gap: 3rem;
  white-space: nowrap;
  animation: marqueeScroll 36s linear infinite;
  padding-left: 2rem;
}

.ticker-track:hover {
  animation-play-state: paused;
}

@keyframes marqueeScroll {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

.ticker-item {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  color: #e2e8f0;
}

.ticker-item strong {
  color: #fbbf24;
}

.ticker-sep {
  color: #ef4444;
  font-size: 0.9rem;
}

/* ==========================================================================
   FIXED SINGLE SLIDE HERO SECTION (WHITE THEME - HIGH CONTRAST & ACCESSIBLE)
   ========================================================================== */
.hero-fixed-section {
  position: relative;
  background: linear-gradient(180deg, #ffffff 0%, #fafafa 60%, #f5f5f7 100%);
  color: var(--text-main);
  padding: 4.5rem 0 5.25rem;
  overflow: hidden;
  border-bottom: 1px solid var(--border-light);
}

.hero-fixed-section::before {
  content: '';
  position: absolute;
  top: -120px;
  right: -80px;
  width: 550px;
  height: 550px;
  background: radial-gradient(circle, rgba(213, 3, 17, 0.05) 0%, rgba(255, 255, 255, 0) 70%);
  pointer-events: none;
}

.hero-fixed-section::after {
  content: '';
  position: absolute;
  bottom: -100px;
  left: -80px;
  width: 480px;
  height: 480px;
  background: radial-gradient(circle, rgba(245, 158, 11, 0.04) 0%, rgba(255, 255, 255, 0) 70%);
  pointer-events: none;
}

.hero-fixed-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 3.5rem;
  align-items: center;
  position: relative;
  z-index: 2;
}

.hero-fixed-badge {
  display: inline-block;
  background: #fff1f2;
  border: 1px solid #fecdd3;
  color: #d50311;
  padding: 0.45rem 1.25rem;
  border-radius: 9999px;
  font-size: 0.92rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  margin-bottom: 1.35rem;
}

.hero-fixed-title {
  font-size: 3.25rem;
  line-height: 1.16;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 1.25rem;
  letter-spacing: -0.02em;
}

.hero-fixed-title .highlight-pink {
  color: #d50311;
}

.hero-fixed-lead {
  font-size: 1.12rem;
  color: #475569;
  line-height: 1.7;
  margin-bottom: 2.25rem;
  max-width: 580px;
}

.hero-fixed-ctas {
  display: flex;
  gap: 1.25rem;
  align-items: center;
  flex-wrap: wrap;
}

.btn-hero-red {
  background: linear-gradient(135deg, #d50311 0%, #b3020e 100%);
  color: #ffffff !important;
  font-weight: 700;
  font-size: 1.05rem;
  padding: 0.95rem 1.85rem;
  border-radius: 10px;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 10px 24px rgba(213, 3, 17, 0.35);
  transition: all 0.25s ease;
  border: none;
}

.btn-hero-red:hover {
  background: linear-gradient(135deg, #e60010 0%, #c4000e 100%);
  transform: translateY(-2px);
  box-shadow: 0 14px 30px rgba(213, 3, 17, 0.45);
}

.btn-hero-white {
  background: #ffffff;
  color: var(--primary-navy) !important;
  font-weight: 700;
  font-size: 1.05rem;
  padding: 0.95rem 1.85rem;
  border-radius: 10px;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1.5px solid #cbd5e1;
  box-shadow: 0 4px 14px rgba(15, 23, 42, 0.06);
  transition: all 0.25s ease;
}

.btn-hero-white:hover {
  background: #f8fafc;
  color: #d50311 !important;
  border-color: #d50311;
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(213, 3, 17, 0.15);
}

.hero-fixed-media {
  display: flex;
  justify-content: center;
  align-items: center;
}

.poster-rounded-card {
  width: 100%;
  max-width: 540px;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 20px 50px rgba(15, 23, 42, 0.12), 0 0 20px rgba(213, 3, 17, 0.06);
  border: 2px solid rgba(213, 3, 17, 0.2);
  transition: transform var(--transition);
  background: #ffffff;
}

.poster-rounded-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 25px 60px rgba(15, 23, 42, 0.16), 0 0 30px rgba(213, 3, 17, 0.12);
}

.poster-rounded-card img {
  width: 100%;
  height: auto;
  display: block;
  object-fit: cover;
}

@media (max-width: 991px) {
  .hero-fixed-grid {
    grid-template-columns: 1fr;
    text-align: center;
    gap: 2.5rem;
  }
  .hero-fixed-lead {
    margin-left: auto;
    margin-right: auto;
  }
  .hero-fixed-ctas {
    justify-content: center;
  }
  .hero-fixed-title {
    font-size: 2.35rem;
  }
}

/* ==========================================================================
   DATA TABLES (RATES & CHARGES)
   ========================================================================== */
.table-responsive {
  width: 100%;
  overflow-x: auto;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-light);
  background: #ffffff;
  box-shadow: var(--shadow-sm);
  margin-bottom: 2rem;
}

.table-custom {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  font-size: 0.92rem;
}

.table-custom thead {
  background: linear-gradient(135deg, #18181b 0%, #27272a 100%);
  color: #ffffff;
}

.table-custom th {
  padding: 1rem 1.25rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  font-size: 0.88rem;
  border-bottom: 2px solid var(--primary);
}

.table-custom td {
  padding: 0.95rem 1.25rem;
  border-bottom: 1px solid var(--border-light);
  color: var(--text-body);
}

.table-custom tbody tr:nth-child(even) {
  background: #fbfcfe;
}

.table-custom tbody tr:hover {
  background: #fff8f8;
}

.table-rate-highlight {
  font-weight: 800;
  color: var(--primary);
}

/* ==========================================================================
   TABS SYSTEM
   ========================================================================== */
.tabs-header {
  display: flex;
  gap: 0.5rem;
  border-bottom: 2px solid var(--border-light);
  margin-bottom: 2rem;
  flex-wrap: wrap;
}

.tab-trigger {
  padding: 0.85rem 1.65rem;
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--text-muted);
  border: none;
  background: transparent;
  border-bottom: 3px solid transparent;
  margin-bottom: -2px;
  cursor: pointer;
  transition: all 0.2s ease;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}

.tab-trigger:hover {
  color: var(--primary);
}

.tab-trigger.active {
  color: var(--primary);
  border-bottom-color: var(--primary);
  background: #fff5f5;
  border-radius: var(--radius-sm) var(--radius-sm) 0 0;
}

.tab-content-panel {
  display: none;
}

.tab-content-panel.active {
  display: block;
  animation: fadeIn 0.3s ease;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(6px); }
  to { opacity: 1; transform: translateY(0); }
}

/* ==========================================================================
   USEFUL LINKS & COMPLIANCE CARDS
   ========================================================================== */
.useful-link-card {
  background: #ffffff;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-light);
  padding: 1.5rem;
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: var(--shadow-sm);
}

.useful-link-card:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.useful-link-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: #fff5f5;
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
}

/* ==========================================================================
   CHAIRMAN MESSAGE & ABOUT CARDS
   ========================================================================== */
.quote-card {
  background: linear-gradient(145deg, #ffffff 0%, #fffafa 100%);
  border-left: 5px solid var(--primary);
  padding: 2.25rem;
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
  box-shadow: var(--shadow-sm);
  position: relative;
}

.quote-card::before {
  content: '“';
  position: absolute;
  top: 0.5rem;
  right: 1.5rem;
  font-size: 6rem;
  color: rgba(213, 3, 17, 0.08);
  font-family: serif;
  line-height: 1;
}

.feature-badge-list {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.25rem;
  margin: 1.5rem 0;
}

.feature-badge-item {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  padding: 1rem 1.25rem;
  background: #ffffff;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
}

.feature-badge-icon {
  color: var(--primary);
  font-size: 1.15rem;
  flex-shrink: 0;
  margin-top: 0.1rem;
}